Suncorp EFTPOS payWave

Fees, charges and credit criteria apply. Terms and conditions apply and are available on request. Existing Suncorp Bank Credit Cardholders are not eligible to apply for this introductory offer.

1. The maximum 55 days interest free period applies when you pay your balance off in full for 2 consecutive months. If you carry a balance on your credit card from month to month the 55 days interest free period does not apply and you are charged interested once you make a purchase. There is no interest free period for Cash Advances or Balance Transfers

2. All Rewards are subject to the Terms and Conditions of the Suncorp Rewards Program. Cash advances do not earn Reward points. Suncorp Reward points never expire while the card remains open.

3. 5% cashback can be earned on retail purchases for 3 months from account approval, up to a total of $250 cashback (total $5, 000 spend). Cash advances, balance transfers, BPAY transactions, charge backs, refunds and certain other transactions (including fraudulent transactions) are not eligible to receive cashback. Cashback will be credited to the approved account within 10 weeks of the 3 month period ending. Offer is available to customers who submit their application by 31/01/17.

* Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 14 months from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Annual Percentage Rate for Cash Advances, currently 21.99% p.a. for the Suncorp Clear Options Standard card. Interest rates are variable and subject to change. The 0% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Credit Cards. The interest rates are current as at . This offer ends .